Visa Inc.
- Price
- 355.74 USD
- Fair value
- 421.19 USD
- Discount to fair value
- +16%
- Mkt cap
- 590.43B
- P/E
- 29.6×
- P/B
- 15.57×
- EV
- 598.43B
- Div yield
- 0.79%
- ROE
- 52.6%
- Net margin
- 49.9%
Current price355.74USD
Fair value (est., median)421.19USD
UndervaluedFair valueOvervalued
-15.5% below fair valueWould need to rise ~18.4% to reach fair value.
Median ofDCF 421.19
Health Check
67.2
Overall / 100
Good (66+)Caution (40–65)Risk (<40)
Rewards
- Trades 15.5% below estimated fair value.
- Strong return on equity (52.6%).
- Healthy balance sheet.
- Attractive, covered dividend (0.79%).
Risks
- Low fair-value confidence — methods disagree or data is thin.
- Expensive on book (P/B 15.6×).
Scores are computed automatically from the real financial statements (Value from fair value; the rest from growth, profitability, balance sheet and dividends). A decision aid, not investment advice.
Price, corporate actions & news
Demo series
D — DividendS — Split▲ good · ▼ bad newstap a marker for details
Growth & profitability
Revenue, net income and margin.
RevenueNet incomeNet margin %tap a bar for figures
Key figures
Covers 19 years · FY2007–FY2025
| Metric | FY'21 | FY'22 | FY'23 | FY'24 | FY'25 |
|---|---|---|---|---|---|
| Revenue | 24.11B | 29.31B | 32.65B | 35.93B | 40.00B |
| Net Income | 12.31B | 14.79B | 17.13B | 19.60B | 19.96B |
| Net Margin | 51.1% | 50.5% | 52.5% | 54.6% | 49.9% |
| Operating Cash Flow | 15.23B | 18.85B | 20.75B | 19.95B | 23.06B |
| OCF Margin | 63.2% | 64.3% | 63.6% | 55.5% | 57.6% |
| Capital Expenditure | 705.00M | 970.00M | 1.06B | 1.26B | 1.48B |
| Free Cash Flow | 14.52B | 17.88B | 19.70B | 18.69B | 21.58B |
| FCF Margin | 60.2% | 61.0% | 60.3% | 52.0% | 53.9% |
| FCF Conversion | 118.0% | 120.9% | 115.0% | 95.4% | 108.1% |
| EPS (Diluted) | 7.42/sh | 8.91/sh | 10.32/sh | 11.81/sh | 12.02/sh |
| Dividend / Share | 1.69/sh | 1.93/sh | 2.26/sh | 2.54/sh | 2.79/sh |
Dividend return (if you buy today)if you buy today
Dividend yield0.78%
Dividend / share2.79 USD
If you invest
USD
Shares (≈)28
Est. annual income78.18 USD
At this rate, dividends alone return your capital in ~127.4 years.
Dividend history
Dividend / share & historical yield (USD).
Dividend / share yield %tap a bar for figures
Quarterly dividends & yield
Per-share dividends by quarter, full-year total, and yield on the year's average price · USD
| Year | Q1 | Q2 | Q3 | Q4 | Full year | Yield (avg) |
|---|---|---|---|---|---|---|
| 2026 | 0.67 | 0.67 | — | — | 1.34 | 0.4% |
| 2025 | — | — | — | — | 2.79 | 0.8% |
| 2024 | — | — | — | — | 2.54 | 0.9% |
| 2023 | — | — | — | — | 2.26 | 1.0% |
| 2022 | — | — | — | — | 1.93 | 0.9% |
Corporate actions
DCash Dividend
0.67 USD /sh2026-05-12
DCash Dividend
0.67 USD /sh2026-02-10
DCash Dividend
0.67 USD /sh2025-11-12
DCash Dividend
0.59 USD /sh2025-08-12
DCash Dividend
0.59 USD /sh2025-05-13
DCash Dividend
0.59 USD /sh2025-02-11
DCash Dividend
0.59 USD /sh2024-11-12
DCash Dividend
0.52 USD /sh2024-08-09
DCash Dividend
0.52 USD /sh2024-05-16
DCash Dividend
0.52 USD /sh2024-02-08
Valuation breakdown
Fair value = median of the applicable methods (DCF).
Each method below is a different lens on the same company — no single method dominates the result.
Discounted Cash Flow
Values the company from the future cash it's expected to generate. · Tap to adjust assumptions
421.19 USD
Dividend Discount Model
Values the share from the dividends it's expected to keep paying. · Tap to adjust assumptions
40.92 USD
Graham Number
A conservative benchmark built from earnings and book value. · Tap to adjust assumptions
77.16 USD
Residual Income (justified P/B)
Values the profit the company earns above the cost of its equity. · Tap to adjust assumptions
150.58 USD
Earnings Power Value
Values today's earning power as-is, assuming no growth. · Tap to adjust assumptions
113.15 USD
DCF only is anchored on FY2025 — the latest year with positive cash flow that supports a value. The other methods (DDM, Graham, RIM, EPV) use current / normalized figures.
Fair Value (median)421.19 USD
▸ Show assumptions▾ Assumptions
- Effective discount rate
- 10.03%
- CAPM cost of equity
- 10.24%
- Risk-free rate
- 4.50%
- Equity risk premium
- 7.50%
- DCF growth (stage 1)
- 8.00%
- DCF terminal growth
- 3.00%
- DCF forecast years
- 10
- DDM dividend growth
- 3.00%
Tune these per company in the Hajras Odoo backend; values recompute automatically.
Wealth simulator
What if you'd invested in Visa Inc. regularly?
Starting year
- Invested
- 1K/yr · 19K total(2008 → today · 19 yrs)
- your value today is
- 149.8K USD
- Total return
- +688.6%(+32.2% Dividends · +656.4% Capital gain)
- Annualised (IRR)
- +19.4%
Invested19KUSD
Dividends6.1KUSD
Capital gain124.7KUSD
InvestedCapital gainDividendstap a bar for figures
Community Notes0
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