MetLife Inc.
- Price
- 94.83 USD
- Fair value
- 53.26 USD
- Discount to fair value
- −78%
- Mkt cap
- 61.02B
- P/E
- 18.6×
- P/B
- 2.15×
- EV
- 59.17B
- Div yield
- 2.63%
- ROE
- 11.5%
- Net margin
- 8.4%
Current price94.83USD
Fair value (est., median)53.26USD
UndervaluedFair valueOvervalued
+78.1% above fair valueWould need to fall ~43.8% to reach fair value.
Median ofDCF 431.32DDM 42.41Graham 72.21Residual Income 53.26Earnings Power 50.62
Health Check
47.5
Overall / 100
Good (66+)Caution (40–65)Risk (<40)
Rewards
- Healthy balance sheet.
- Attractive, covered dividend (2.63%).
Risks
- Trades 78.1% above estimated fair value.
- Low fair-value confidence — methods disagree or data is thin.
Scores are computed automatically from the real financial statements (Value from fair value; the rest from growth, profitability, balance sheet and dividends). A decision aid, not investment advice.
Price, corporate actions & news
Demo series
D — DividendS — Split▲ good · ▼ bad newstap a marker for details
Growth & profitability
Revenue, net income and margin.
RevenueNet incomeNet margin %tap a bar for figures
Key figures
Covers 19 years · FY2007–FY2025
| Metric | FY'21 | FY'22 | FY'23 | FY'24 | FY'25 |
|---|---|---|---|---|---|
| Revenue | 2.07B | 34.76B | 35.08B | 36.19B | 39.05B |
| Net Income | 6.86B | 5.19B | 1.48B | 4.33B | 3.28B |
| Net Margin | 330.5% | 14.9% | 4.2% | 12.0% | 8.4% |
| Operating Cash Flow | 12.35B | 13.04B | 13.72B | 14.60B | 17.09B |
| OCF Margin | 595.3% | 37.5% | 39.1% | 40.3% | 43.8% |
| Capital Expenditure | — | — | — | — | — |
| Free Cash Flow | 12.35B | 13.04B | 13.72B | 14.60B | 17.09B |
| FCF Margin | 595.3% | 37.5% | 39.1% | 40.3% | 43.8% |
| FCF Conversion | 180.1% | 251.3% | 927.7% | 337.4% | 521.7% |
| EPS (Diluted) | 10.65/sh | 8.07/sh | 2.30/sh | 6.72/sh | 5.09/sh |
| Dividend / Share | 2.56/sh | 2.63/sh | 2.59/sh | 2.53/sh | 2.50/sh |
Dividend return (if you buy today)if you buy today
Dividend yield2.63%
Dividend / share2.50 USD
If you invest
USD
Shares (≈)105
Est. annual income262.08 USD
At this rate, dividends alone return your capital in ~38.0 years.
Dividend history
Dividend / share & historical yield (USD).
Dividend / share yield %tap a bar for figures
Quarterly dividends & yield
Per-share dividends by quarter, full-year total, and yield on the year's average price · USD
| Year | Q1 | Q2 | Q3 | Q4 | Full year | Yield (avg) |
|---|---|---|---|---|---|---|
| 2026 | 0.57 | 0.59 | — | — | 1.16 | 1.4% |
| 2025 | 0.55 | 0.57 | 0.57 | 0.57 | 2.50 | 3.1% |
| 2024 | — | — | — | — | 2.53 | 3.3% |
| 2023 | — | — | — | — | 2.59 | 4.1% |
| 2022 | — | — | — | — | 2.63 | 3.9% |
Corporate actions
DCash Dividend
0.59 USD /sh2026-05-12
DCash Dividend
0.57 USD /sh2026-02-03
DCash Dividend
0.57 USD /sh2025-11-04
DCash Dividend
0.57 USD /sh2025-08-05
DCash Dividend
0.57 USD /sh2025-05-06
DCash Dividend
0.55 USD /sh2025-02-04
DCash Dividend
0.55 USD /sh2024-11-05
DCash Dividend
0.55 USD /sh2024-08-06
DCash Dividend
0.55 USD /sh2024-05-06
DCash Dividend
0.52 USD /sh2024-02-05
Valuation breakdown
Fair value = median of the applicable methods (DCF، DDM، Graham، Residual Income، Earnings Power).
Each method below is a different lens on the same company — no single method dominates the result.
Discounted Cash Flow
Values the company from the future cash it's expected to generate. · Tap to adjust assumptions
431.32 USD
Dividend Discount Model
Values the share from the dividends it's expected to keep paying. · Tap to adjust assumptions
42.41 USD
Graham Number
A conservative benchmark built from earnings and book value. · Tap to adjust assumptions
72.21 USD
Residual Income (justified P/B)
Values the profit the company earns above the cost of its equity. · Tap to adjust assumptions
53.26 USD
Earnings Power Value
Values today's earning power as-is, assuming no growth. · Tap to adjust assumptions
50.62 USD
DCF only is anchored on FY2025 — the latest year with positive cash flow that supports a value. The other methods (DDM, Graham, RIM, EPV) use current / normalized figures.
Fair Value (median)53.26 USD
▸ Show assumptions▾ Assumptions
- Effective discount rate
- 9.06%
- CAPM cost of equity
- 10.37%
- Risk-free rate
- 4.50%
- Equity risk premium
- 7.50%
- DCF growth (stage 1)
- 8.00%
- DCF terminal growth
- 3.00%
- DCF forecast years
- 10
- DDM dividend growth
- 3.00%
Tune these per company in the Hajras Odoo backend; values recompute automatically.
Wealth simulator
What if you'd invested in MetLife Inc. regularly?
Starting year
- Invested
- 1K/yr · 27K total(2000 → today · 27 yrs)
- your value today is
- 80.4K USD
- Total return
- +197.7%(+55.4% Dividends · +142.2% Capital gain)
- Annualised (IRR)
- +8.1%
Invested27KUSD
Dividends15KUSD
Capital gain38.4KUSD
InvestedCapital gainDividendstap a bar for figures
Community Notes0
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