JPMorgan Chase & Co.
Current price319.4USD
Fair value (est., median)173.43USD
UndervaluedFair valueOvervalued
+84.2% above fair valueWould need to fall ~45.7% to reach fair value.
Health Check
45.7
Overall / 100
Good (66+)Caution (40–65)Risk (<40)
Value0/100
Trades about 84.2% above its estimated fair value.
- Discount to fair value
- -84.2%
- Price to book
- 2.36×
- Fair-value confidence
- —
Future45/100
Modest growth of about 8% a year is expected.
- Forecast growth (rev.)
- 8%
- Revenue CAGR (18y)
- 5.3%
- Earnings CAGR (18y)
- 7.5%
Past67.9/100
High-quality returns — ROE around 15.6%.
- Return on equity
- 15.6%
- Net margin
- 30.9%
- Earnings CAGR (18y)
- 7.5%
- Profitable years
- 19/19
Health53.7/100
Balance sheet is manageable.
- Debt to equity
- 137.9%
- Net debt to equity
- 43.2%
- Cash covers total debt
- No
- Free cash flow
- Negative
Dividend62.1/100
Yields 1.94%, paying out 29.5% of earnings.
- Dividend yield
- 1.94%
- Payout ratio
- 29.5%
- Covered by free cash flow
- No
- Years paying
- 19
- Dividend growth
- —
Rewards
- Attractive, covered dividend (1.94%).
Risks
- Trades 84.2% above estimated fair value.
Scores are computed automatically from the real financial statements (Value from fair value; the rest from growth, profitability, balance sheet and dividends). A decision aid, not investment advice.
Price, corporate actions & news
Demo series
D — DividendS — Split▲ good · ▼ bad newstap a marker for details
Growth & profitability
Revenue, net income and margin.
RevenueNet incomeNet margin %tap a bar for figures
Key figures
| Metric | FY'21 | FY'22 | FY'23 | FY'24 | FY'25 |
|---|---|---|---|---|---|
| Revenue | 121.65B | 128.21B | 156.53B | 173.50B | 182.15B |
| Net Income | 48.33B | 36.78B | 48.66B | 57.67B | 56.36B |
| Net Margin | 39.7% | 28.7% | 31.1% | 33.2% | 30.9% |
| Operating Cash Flow | 78.08B | 107.12B | 12.97B | -42.01B | -147.78B |
| OCF Margin | 64.2% | 83.5% | 8.3% | -24.2% | -81.1% |
| Capital Expenditure | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 78.08B | 107.12B | 12.97B | -42.01B | -147.78B |
| FCF Margin | 64.2% | 83.5% | 8.3% | -24.2% | -81.1% |
| FCF Conversion | 161.6% | 291.2% | 26.7% | -72.8% | -262.2% |
| EPS (Diluted) | 18.04/sh | 13.73/sh | 18.16/sh | 21.52/sh | 21.04/sh |
| Dividend / Share | 4.80/sh | 5.06/sh | 5.02/sh | 5.52/sh | 6.20/sh |
Dividend return (if you buy today)if you buy today
Dividend yield1.94%
Dividend / share6.20 USD
If you invest
USD
Shares (≈)31
Est. annual income192.34 USD
At this rate, dividends alone return your capital in ~51.5 years.
Dividend history
Dividend / share & historical yield (USD).
Dividend / share yield %tap a bar for figures
Quarterly dividends & yield
Per-share dividends by quarter, full-year total, and yield on the year's average price · USD
| Year | Q1 | Q2 | Q3 | Q4 | Full year | Yield (avg) |
|---|---|---|---|---|---|---|
| 2026 | — | 1.50 | — | — | 1.50 | 0.5% |
| 2025 | 1.25 | 1.40 | 1.40 | 1.50 | 6.20 | 2.1% |
| 2024 | — | — | — | — | 5.52 | 2.3% |
| 2023 | — | — | — | — | 5.02 | 3.2% |
| 2022 | — | — | — | — | 5.06 | 3.8% |
| 2021 | — | — | — | — | 4.80 | 3.1% |
| 2020 | — | — | — | — | 4.74 | 4.1% |
| 2019 | — | — | — | — | 4.61 | 4.0% |
| 2018 | — | — | — | — | 3.77 | 3.5% |
| 2017 | — | — | — | — | 3.36 | 3.4% |
| 2016 | — | — | — | — | 3.16 | 4.2% |
| 2015 | — | — | — | — | 2.94 | 4.6% |
| 2014 | — | — | — | — | 2.61 | 4.4% |
| 2013 | — | — | — | — | 2.26 | 4.1% |
| 2012 | — | — | — | — | 1.94 | 4.8% |
| 2011 | — | — | — | — | 1.45 | 3.9% |
| 2010 | — | — | — | — | 0.55 | 1.4% |
| 2009 | — | — | — | — | 1.28 | 3.1% |
| 2008 | — | — | — | — | 2.21 | 6.5% |
| 2007 | — | — | — | — | 1.89 | 4.1% |
| 2006 | 0.34 | 0.34 | 0.34 | 0.34 | 1.36 | 3.0% |
| 2005 | 0.34 | 0.34 | 0.34 | 0.34 | 1.36 | 3.7% |
| 2004 | 0.34 | 0.34 | 0.34 | 0.34 | 1.36 | 3.6% |
| 2003 | 0.34 | 0.34 | 0.34 | 0.34 | 1.36 | 3.8% |
| 2002 | 0.34 | 0.34 | 0.34 | 0.34 | 1.36 | 4.9% |
| 2001 | 0.32 | 0.34 | 0.34 | 0.34 | 1.34 | 3.4% |
| 2000 | 0.27 | 0.32 | 0.32 | 0.32 | 1.23 | 2.6% |
| 1999 | 0.24 | 0.27 | 0.27 | 0.27 | 1.05 | 2.0% |
| 1998 | 0.21 | 0.24 | 0.24 | 0.24 | 0.93 | 2.1% |
| 1997 | 0.19 | 0.21 | 0.21 | 0.21 | 0.82 | 2.2% |
| 1996 | 0.17 | 0.06 | 0.19 | 0.19 | 0.61 | 2.2% |
| 1995 | 0.15 | — | 0.17 | 0.17 | 0.49 | 2.5% |
| 1994 | 0.13 | 0.13 | 0.15 | 0.15 | 0.56 | 4.4% |
| 1993 | 0.11 | 0.11 | 0.11 | 0.13 | 0.46 | 3.6% |
| 1992 | 0.10 | 0.10 | 0.10 | 0.10 | 0.40 | 3.3% |
| 1991 | 0.08 | 0.08 | 0.08 | 0.10 | 0.34 | 4.0% |
| 1990 | 0.23 | 0.23 | 0.23 | 0.08 | 0.77 | 12.0% |
| 1989 | 0.23 | 0.23 | 0.23 | 0.23 | 0.92 | 8.4% |
| 1988 | 0.23 | 0.23 | 0.23 | 0.23 | 0.92 | 8.8% |
| 1987 | 0.23 | 0.23 | 0.23 | 0.23 | 0.92 | 8.3% |
| 1986 | 0.22 | 0.22 | 0.22 | 0.22 | 0.88 | 5.5% |
| 1985 | 0.21 | 0.21 | 0.21 | 0.21 | 0.84 | 5.9% |
| 1984 | — | 0.20 | 0.20 | 0.20 | 0.60 | 4.6% |
Corporate actions
DCash Dividend
1.50 USD /sh2026-04-06
DCash Dividend
1.50 USD /sh2025-10-06
DCash Dividend
1.40 USD /sh2025-07-03
DCash Dividend
1.40 USD /sh2025-04-04
DCash Dividend
1.25 USD /sh2025-01-06
DCash Dividend
1.25 USD /sh2024-10-04
DCash Dividend
1.15 USD /sh2024-07-05
DCash Dividend
1.15 USD /sh2024-04-04
DCash Dividend
1.05 USD /sh2024-01-04
DCash Dividend
1.05 USD /sh2023-10-05
Valuation breakdown
Fair value = median of the applicable methods (DDM، Graham).
Discounted Cash Flow
Excluded — non-positive free cash flow
N/A
Dividend Discount Model
Tap to adjust assumptions
99.00 USD
Graham Number
Tap to adjust assumptions
247.86 USD
Residual Income (justified P/B)
Excluded — needs positive book value
N/A
Earnings Power Value
Excluded — non-positive normalized earnings
N/A
Fair Value (median)173.43 USD
▸ Show assumptions▾ Assumptions
- Effective discount rate
- 9.46%
- CAPM cost of equity
- 12.00%
- Risk-free rate
- 4.50%
- Equity risk premium
- 7.50%
- DCF growth (stage 1)
- 8.00%
- DCF terminal growth
- 3.00%
- DCF forecast years
- 10
- DDM dividend growth
- 3.00%
Tune these per company in the Hajras Odoo backend; values recompute automatically.
Wealth simulator
What if you'd invested in JPMorgan Chase & Co. regularly?
Starting year
- Invested
- 1K/yr · 43K total(1984 → today · 43 yrs)
- your value today is
- 644.8K USD
- Total return
- +1399.6%(+218.4% Dividends · +1181.2% Capital gain)
- Annualised (IRR)
- +11.6%
Invested43KUSD
Dividends93.9KUSD
Capital gain507.9KUSD
InvestedCapital gainDividendstap a bar for figures
Community Notes0
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