Goldman Sachs Group
Current price1,076.17USD
Fair value (est., median)499.52USD
UndervaluedFair valueOvervalued
+115.4% above fair valueWould need to fall ~53.6% to reach fair value.
Health Check
34.5
Overall / 100
Good (66+)Caution (40–65)Risk (<40)
Value0/100
Trades about 115.4% above its estimated fair value.
- Discount to fair value
- -115.4%
- Price to book
- 2.54×
- Fair-value confidence
- —
Future34.1/100
Modest growth of about 8% a year is expected.
- Forecast growth (rev.)
- 8%
- Revenue CAGR (18y)
- —
- Earnings CAGR (18y)
- 2.1%
Past59/100
A steady, profitable operating history.
- Return on equity
- 13.4%
- Net margin
- 28.7%
- Earnings CAGR (18y)
- 2.1%
- Profitable years
- 19/19
Health20/100
Carries meaningful debt relative to equity.
- Debt to equity
- 309%
- Net debt to equity
- 177.6%
- Cash covers total debt
- No
- Free cash flow
- Negative
Dividend59.3/100
Yields 1.66%, paying out 31.5% of earnings.
- Dividend yield
- 1.66%
- Payout ratio
- 31.5%
- Covered by free cash flow
- No
- Years paying
- 19
- Dividend growth
- —
Rewards
—
Risks
- Trades 115.4% above estimated fair value.
- Stretched balance sheet / elevated debt.
Scores are computed automatically from the real financial statements (Value from fair value; the rest from growth, profitability, balance sheet and dividends). A decision aid, not investment advice.
Price, corporate actions & news
Demo series
D — DividendS — Split▲ good · ▼ bad newstap a marker for details
Growth & profitability
Revenue, net income and margin.
RevenueNet incomeNet margin %tap a bar for figures
Key figures
| Metric | FY'21 | FY'22 | FY'23 | FY'24 | FY'25 |
|---|---|---|---|---|---|
| Revenue | 0 | 47.37B | 46.25B | 53.51B | 58.28B |
| Net Income | 21.64B | 11.01B | 8.21B | 13.90B | 16.74B |
| Net Margin | — | 23.3% | 17.8% | 26.0% | 28.7% |
| Operating Cash Flow | 6.30B | 8.71B | -12.59B | -13.21B | -45.15B |
| OCF Margin | — | 18.4% | -27.2% | -24.7% | -77.5% |
| Capital Expenditure | 4.67B | 3.75B | 2.32B | 2.09B | 2.06B |
| Free Cash Flow | 1.63B | 4.96B | -14.90B | -15.30B | -47.22B |
| FCF Margin | — | 10.5% | -32.2% | -28.6% | -81.0% |
| FCF Conversion | 7.5% | 45.0% | -181.5% | -110.1% | -282.1% |
| EPS (Diluted) | 73.34/sh | 37.33/sh | 27.83/sh | 47.12/sh | 56.74/sh |
| Dividend / Share | 9.24/sh | 12.48/sh | 14.20/sh | 15.24/sh | 17.89/sh |
Dividend return (if you buy today)if you buy today
Dividend yield1.66%
Dividend / share17.89 USD
If you invest
USD
Shares (≈)9
Est. annual income160.99 USD
At this rate, dividends alone return your capital in ~60.2 years.
Dividend history
Dividend / share & historical yield (USD).
Dividend / share yield %tap a bar for figures
Quarterly dividends & yield
Per-share dividends by quarter, full-year total, and yield on the year's average price · USD
| Year | Q1 | Q2 | Q3 | Q4 | Full year | Yield (avg) |
|---|---|---|---|---|---|---|
| 2026 | 4.50 | 4.50 | — | — | 9.00 | 0.9% |
| 2025 | — | — | — | — | 17.89 | 2.5% |
| 2024 | — | — | — | — | 15.24 | 3.2% |
| 2023 | — | — | — | — | 14.20 | 4.2% |
| 2022 | — | — | — | — | 12.48 | 3.8% |
| 2021 | — | — | — | — | 9.24 | 2.5% |
| 2020 | — | — | — | — | 7.92 | 3.9% |
| 2019 | — | — | — | — | 7.13 | 3.5% |
| 2018 | — | — | — | — | 6.14 | 2.7% |
| 2017 | — | — | — | — | 6.00 | 2.6% |
| 2016 | — | — | — | — | 5.78 | 3.4% |
| 2015 | — | — | — | — | 5.70 | 3.0% |
| 2014 | — | — | — | — | 4.93 | 2.8% |
| 2013 | — | — | — | — | 4.41 | 2.8% |
| 2012 | — | — | — | — | 3.68 | 3.3% |
| 2011 | — | — | — | — | 9.39 | 7.3% |
| 2010 | — | — | — | — | 4.89 | 3.2% |
| 2009 | — | — | — | — | 7.47 | 5.2% |
| 2008 | — | — | — | — | 2.88 | 1.9% |
| 2007 | — | — | — | — | 2.82 | 1.3% |
| 2006 | 0.25 | 0.35 | 0.35 | 0.35 | 1.30 | 0.8% |
| 2005 | 0.25 | 0.25 | 0.25 | 0.25 | 1.00 | 0.9% |
| 2004 | 0.25 | 0.25 | 0.25 | 0.25 | 1.00 | 1.0% |
| 2003 | 0.12 | 0.12 | 0.25 | 0.25 | 0.74 | 0.9% |
| 2002 | 0.12 | 0.12 | 0.12 | 0.24 | 0.60 | 0.8% |
| 2001 | 0.12 | 0.12 | 0.12 | 0.12 | 0.48 | 0.5% |
| 2000 | 0.12 | 0.12 | 0.12 | 0.12 | 0.48 | 0.5% |
| 1999 | — | — | 0.12 | 0.12 | 0.24 | 0.3% |
Corporate actions
DCash Dividend
4.50 USD /sh2026-06-01
DCash Dividend
4.50 USD /sh2026-03-02
DCash Dividend
4.00 USD /sh2025-12-02
DCash Dividend
4.00 USD /sh2025-08-29
DCash Dividend
3.00 USD /sh2025-05-30
DCash Dividend
3.00 USD /sh2025-02-28
DCash Dividend
3.00 USD /sh2024-12-02
DCash Dividend
3.00 USD /sh2024-08-30
DCash Dividend
2.75 USD /sh2024-05-30
DCash Dividend
2.75 USD /sh2024-02-28
Valuation breakdown
Fair value = median of the applicable methods (DDM، Graham).
Discounted Cash Flow
Excluded — non-positive free cash flow
N/A
Dividend Discount Model
Tap to adjust assumptions
297.26 USD
Graham Number
Tap to adjust assumptions
701.77 USD
Residual Income (justified P/B)
Excluded — needs positive book value
N/A
Earnings Power Value
Excluded — non-positive normalized earnings
N/A
Fair Value (median)499.52 USD
▸ Show assumptions▾ Assumptions
- Effective discount rate
- 9.20%
- CAPM cost of equity
- 14.18%
- Risk-free rate
- 4.50%
- Equity risk premium
- 7.50%
- DCF growth (stage 1)
- 8.00%
- DCF terminal growth
- 3.00%
- DCF forecast years
- 10
- DDM dividend growth
- 3.00%
Tune these per company in the Hajras Odoo backend; values recompute automatically.
Wealth simulator
What if you'd invested in Goldman Sachs Group regularly?
Starting year
- Invested
- 1K/yr · 28K total(1999 → today · 28 yrs)
- your value today is
- 217.3K USD
- Total return
- +675.9%(+58.3% Dividends · +617.6% Capital gain)
- Annualised (IRR)
- +13.0%
Invested28KUSD
Dividends16.3KUSD
Capital gain172.9KUSD
InvestedCapital gainDividendstap a bar for figures
Community Notes0
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