CVS Health Corp.

CVSUS — S&P 100Balanced

↓ Hajras full report

Overvalued

Current price100.68USD

Fair value (est., median)59.48USD

UndervaluedFair valueOvervalued

+69.3% above fair valueWould need to fall ~40.9% to reach fair value.

Health Check

27.4

Overall / 100

Good (66+)Caution (40–65)Risk (<40)

Value0/100

Trades about 69.3% above its estimated fair value.

Discount to fair value: -69.3%
Price to book: 1.71×
Fair-value confidence: —

Future25.6/100

Modest growth of about 8% a year is expected.

Forecast growth (rev.): 8%
Revenue CAGR (18y): 9.7%
Earnings CAGR (18y): -2.2%

Past32.6/100

A steady, profitable operating history.

Return on equity: 2.4%
Net margin: 0.4%
Earnings CAGR (18y): -2.2%
Profitable years: 15/19

Health52.2/100

Balance sheet is manageable.

Debt to equity: 106.3%
Net debt to equity: 95.1%
Cash covers total debt: No
Free cash flow: Positive

Dividend26.5/100

Yields 2.64% but pays out more than it earns — watch sustainability.

Dividend yield: 2.64%
Payout ratio: 192.1%
Covered by free cash flow: Yes
Years paying: 19
Dividend growth: —

Rewards

—

Risks

Trades 69.3% above estimated fair value.
Dividend payout looks stretched.

Scores are computed automatically from the real financial statements (Value from fair value; the rest from growth, profitability, balance sheet and dividends). A decision aid, not investment advice.

Price, corporate actions & news

Demo series

Daily MA

Weekly MA

D — DividendS — Split▲ good · ▼ bad newstap a marker for details

Growth & profitability

Revenue, net income and margin.

RevenueNet incomeNet margin %tap a bar for figures

Key figures

Metric	FY'21	FY'22	FY'23	FY'24	FY'25
Revenue	292.11B	322.47B	357.78B	372.81B	402.07B
Net Income	8.00B	4.31B	8.34B	4.61B	1.77B
Net Margin	2.7%	1.3%	2.3%	1.2%	0.4%
Operating Cash Flow	18.27B	16.18B	13.43B	9.11B	10.64B
OCF Margin	6.3%	5.0%	3.8%	2.4%	2.6%
Capital Expenditure	2.52B	2.73B	3.03B	2.78B	2.83B
Free Cash Flow	15.74B	13.45B	10.39B	6.33B	7.81B
FCF Margin	5.4%	4.2%	2.9%	1.7%	1.9%
FCF Conversion	196.8%	312.0%	124.6%	137.1%	441.6%
EPS (Diluted)	6.27/sh	3.38/sh	6.54/sh	3.62/sh	1.39/sh
Dividend / Share	2.06/sh	2.28/sh	2.45/sh	2.64/sh	2.66/sh

Dividend return (if you buy today)if you buy today

Dividend yield2.64%

Dividend / share2.66 USD

If you invest

USD

Shares (≈)99

Est. annual income263.58 USD

At this rate, dividends alone return your capital in ~37.8 years.

Dividend history

Dividend / share & historical yield (USD).

Dividend / share yield %tap a bar for figures

Quarterly dividends & yield

Per-share dividends by quarter, full-year total, and yield on the year's average price · USD

Year	Q1	Q2	Q3	Q4	Full year	Yield (avg)
2026	0.67	0.67	—	—	1.34	1.4%
2025	0.67	0.67	0.67	0.67	2.66	3.8%
2024	0.67	0.67	0.67	0.67	2.64	4.4%
2023	0.61	0.61	0.61	0.61	2.45	3.4%
2022	0.55	0.55	0.55	0.55	2.28	2.4%
2021	0.50	0.50	0.50	0.50	2.06	2.3%
2020	0.50	0.50	0.50	0.50	2.06	3.3%
2019	0.50	0.50	0.50	0.50	2.04	3.3%
2018	—	—	—	—	1.60	2.3%
2017	—	—	—	—	1.61	2.1%
2016	—	—	—	—	1.44	1.6%
2015	—	—	—	—	1.24	1.2%
2014	0.28	0.28	0.28	0.28	1.01	1.2%
2013	0.23	0.23	0.23	0.23	0.86	1.4%
2012	0.16	0.16	0.16	0.16	0.65	1.4%
2011	0.13	0.13	0.13	0.13	0.53	1.4%
2010	0.09	0.09	0.09	0.09	0.38	1.1%
2009	0.08	0.08	0.08	0.08	0.34	1.0%
2008	—	—	—	—	0.30	0.9%
2007	0.05	0.06	0.06	0.06	0.25	0.7%
2006	0.04	0.04	0.04	0.04	0.16	0.5%
2005	0.04	0.04	0.04	0.04	0.16	0.6%
2004	0.03	0.03	0.03	0.03	0.12	0.6%
2003	0.03	0.03	0.03	0.03	0.12	0.8%
2002	0.03	0.03	0.03	0.03	0.12	0.9%
2001	0.03	0.03	0.03	0.03	0.12	0.7%
2000	0.03	0.03	0.03	0.03	0.12	0.5%
1999	0.03	0.03	0.03	0.03	0.12	0.5%
1998	0.03	0.03	0.03	0.03	0.12	0.5%
1997	0.01	0.01	0.01	0.03	0.06	0.4%
1996	0.03	0.03	0.03	1.49	1.58	16.0%
1995	0.10	0.10	0.10	0.10	0.40	4.8%
1994	0.10	0.10	0.10	0.10	0.40	4.5%
1993	0.10	0.10	0.10	0.10	0.40	3.7%
1992	0.09	0.09	0.09	0.09	0.36	2.8%
1991	0.09	0.09	0.09	0.09	0.36	3.1%
1990	0.09	0.09	0.09	0.09	0.36	3.2%
1989	0.08	0.08	0.08	0.08	0.32	2.8%
1988	0.07	0.07	0.07	0.07	0.28	3.1%
1987	0.06	0.06	0.06	0.06	0.24	3.0%
1986	0.05	0.05	0.05	0.05	0.20	2.6%
1985	0.05	0.05	0.05	0.05	0.20	3.5%

Corporate actions

DCash Dividend

0.67 USD /sh2026-04-23

DCash Dividend

0.67 USD /sh2026-01-22

DCash Dividend

0.67 USD /sh2025-10-23

DCash Dividend

0.67 USD /sh2025-07-22

DCash Dividend

0.67 USD /sh2025-04-22

DCash Dividend

0.67 USD /sh2025-01-23

DCash Dividend

0.67 USD /sh2024-10-21

DCash Dividend

0.67 USD /sh2024-07-22

DCash Dividend

0.67 USD /sh2024-04-19

DCash Dividend

0.67 USD /sh2024-01-19

Shariah compliance

Non-compliant

AAOIFI-style financial screens on the latest annual figures.

Business activityPermissible sector

Interest-bearing debt / market cap

62.2% · cap 30%

Fail

Cash & securities / market cap

Cash screen not assessed — no interest-bearing-securities line and no sourced threshold.

Not assessed

Non-compliant income / revenue

Impure-income screen needs the company's filing — not assessed yet.

Not assessed

Receivables test

No receivables or total-assets field — not assessed.

Not assessed

Net debt / equity (context)95.1%

Measurable on 1 of 4 AAOIFI ratios; 3 not in this dataset.

Screening estimate, not a fatwa — we never pass a ratio without showing it. Verify with a qualified Shariah board.

Zakat estimator

Zakat due on a shareholding at today's price.

Zakat per share

0.1656 USD

Zakatable base / share

6.63 USD

Shares you hold

Zakat rate

Holding value

10,068 USD

Zakat due

16.56 USD

Long-term base uses cash & equivalents only (receivables and inventory are not in our data), so it understates zakat.

Zakat is due only after one full lunar year of ownership (hawl).

Estimate only, not a ZATCA filing — zakat on shares depends on intent (trading vs long-term). Consult a specialist.

CVS Health Corp.

Health Check

Price, corporate actions & news

Growth & profitability

Dividend return (if you buy today)if you buy today

Dividend history

Quarterly dividends & yield

Corporate actions

Valuation breakdown

Wealth simulator

Community Notes0

Shariah compliance

Zakat estimator