Capital One Financial
- Price
- 202.84 USD
- Fair value
- 92.81 USD
- Discount to fair value
- −119%
- Mkt cap
- 126.23B
- P/E
- 54.5×
- P/B
- 1.11×
- EV
- 116.88B
- Div yield
- 1.30%
- ROE
- 2.0%
- Net margin
- 7.5%
Current price202.84USD
Fair value (est., median)92.81USD
UndervaluedFair valueOvervalued
+118.5% above fair valueWould need to fall ~54.2% to reach fair value.
Median ofDCF 555.48DDM 37.6Graham 144.33Earnings Power 41.3
Health Check
42.5
Overall / 100
Good (66+)Caution (40–65)Risk (<40)
Rewards
- Healthy balance sheet.
Risks
- Trades 118.5% above estimated fair value.
- Low fair-value confidence — methods disagree or data is thin.
Scores are computed automatically from the real financial statements (Value from fair value; the rest from growth, profitability, balance sheet and dividends). A decision aid, not investment advice.
Price, corporate actions & news
Demo series
D — DividendS — Split▲ good · ▼ bad newstap a marker for details
Growth & profitability
Revenue, net income and margin.
RevenueNet incomeNet margin %tap a bar for figures
Key figures
Covers 19 years · FY2007–FY2025
| Metric | FY'21 | FY'22 | FY'23 | FY'24 | FY'25 |
|---|---|---|---|---|---|
| Revenue | 4.78B | 19.83B | 21.22B | 22.51B | 30.75B |
| Net Income | 12.39B | 7.20B | 4.73B | 4.60B | 2.32B |
| Net Margin | 259.2% | 36.3% | 22.3% | 20.4% | 7.5% |
| Operating Cash Flow | 12.31B | 13.81B | 20.57B | 18.16B | 27.72B |
| OCF Margin | 257.5% | 69.6% | 97.0% | 80.7% | 90.1% |
| Capital Expenditure | 698.00M | 934.00M | 961.00M | 1.20B | 1.58B |
| Free Cash Flow | 11.61B | 12.88B | 19.61B | 16.95B | 26.14B |
| FCF Margin | 242.9% | 64.9% | 92.4% | 75.3% | 85.0% |
| FCF Conversion | 93.7% | 178.8% | 414.3% | 368.8% | 1,128.2% |
| EPS (Diluted) | 19.91/sh | 11.57/sh | 7.61/sh | 7.39/sh | 3.72/sh |
| Dividend / Share | 1.84/sh | 1.71/sh | 1.68/sh | 1.68/sh | 2.64/sh |
Dividend return (if you buy today)if you buy today
Dividend yield1.30%
Dividend / share2.64 USD
If you invest
USD
Shares (≈)49
Est. annual income129.29 USD
At this rate, dividends alone return your capital in ~76.9 years.
Dividend history
Dividend / share & historical yield (USD).
Dividend / share yield %tap a bar for figures
Quarterly dividends & yield
Per-share dividends by quarter, full-year total, and yield on the year's average price · USD
| Year | Q1 | Q2 | Q3 | Q4 | Full year | Yield (avg) |
|---|---|---|---|---|---|---|
| 2026 | 0.80 | 0.80 | — | — | 1.60 | 0.8% |
| 2025 | 0.60 | 0.60 | 0.60 | 0.80 | 2.64 | 1.3% |
| 2024 | — | — | — | — | 1.68 | 1.1% |
| 2023 | — | — | — | — | 1.68 | 1.6% |
| 2022 | — | — | — | — | 1.71 | 1.5% |
Corporate actions
DCash Dividend
0.80 USD /sh2026-05-19
DCash Dividend
0.80 USD /sh2026-02-19
DCash Dividend
0.80 USD /sh2025-11-17
DCash Dividend
0.60 USD /sh2025-08-15
DCash Dividend
0.60 USD /sh2025-05-23
DCash Dividend
0.60 USD /sh2025-02-18
DCash Dividend
0.60 USD /sh2024-11-14
DCash Dividend
0.60 USD /sh2024-08-12
DCash Dividend
0.60 USD /sh2024-05-10
DCash Dividend
0.60 USD /sh2024-02-09
Valuation breakdown
Fair value = median of the applicable methods (DCF، DDM، Graham، Earnings Power).
Each method below is a different lens on the same company — no single method dominates the result.
Discounted Cash Flow
Values the company from the future cash it's expected to generate. · Tap to adjust assumptions
555.48 USD
Dividend Discount Model
Values the share from the dividends it's expected to keep paying. · Tap to adjust assumptions
37.60 USD
Graham Number
A conservative benchmark built from earnings and book value. · Tap to adjust assumptions
144.33 USD
Residual Income (justified P/B)
Excluded — needs positive book value
N/A
Earnings Power Value
Values today's earning power as-is, assuming no growth. · Tap to adjust assumptions
41.30 USD
DCF only is anchored on FY2025 — the latest year with positive cash flow that supports a value. The other methods (DDM, Graham, RIM, EPV) use current / normalized figures.
Fair Value (median)92.81 USD
▸ Show assumptions▾ Assumptions
- Effective discount rate
- 10.23%
- CAPM cost of equity
- 12.28%
- Risk-free rate
- 4.50%
- Equity risk premium
- 7.50%
- DCF growth (stage 1)
- 8.00%
- DCF terminal growth
- 3.00%
- DCF forecast years
- 10
- DDM dividend growth
- 3.00%
Tune these per company in the Hajras Odoo backend; values recompute automatically.
Wealth simulator
What if you'd invested in Capital One Financial regularly?
Starting year
- Invested
- 1K/yr · 33K total(1994 → today · 33 yrs)
- your value today is
- 245.5K USD
- Total return
- +644.0%(+86.9% Dividends · +557.1% Capital gain)
- Annualised (IRR)
- +11.0%
Invested33KUSD
Dividends28.7KUSD
Capital gain183.8KUSD
InvestedCapital gainDividendstap a bar for figures
Community Notes0
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