-2.6% below fair valueTrading close to fair value.
Scores are computed automatically from the real financial statements (Value from fair value; the rest from growth, profitability, balance sheet and dividends). A decision aid, not investment advice.
Revenue, net income and margin.
Covers 19 years · FY2007–FY2025
| Metric | FY'21 | FY'22 | FY'23 | FY'24 | FY'25 |
|---|---|---|---|---|---|
| Revenue | 40.87B | 43.08B | 49.78B | 55.88B | 59.59B |
| Net Income | 8.53B | 5.25B | 9.03B | 9.27B | 10.31B |
| Net Margin | 20.9% | 12.2% | 18.1% | 16.6% | 17.3% |
| Operating Cash Flow | 11.15B | 11.26B | 12.63B | 16.18B | 12.82B |
| OCF Margin | 27.3% | 26.1% | 25.4% | 29.0% | 21.5% |
| Capital Expenditure | — | — | — | — | — |
| Free Cash Flow | 11.15B | 11.26B | 12.63B | 16.18B | 12.82B |
| FCF Margin | 27.3% | 26.1% | 25.4% | 29.0% | 21.5% |
| FCF Conversion | 130.8% | 214.6% | 139.9% | 174.5% | 124.3% |
| EPS (Diluted) | 21.98/sh | 13.53/sh | 23.28/sh | 23.91/sh | 26.58/sh |
| Dividend / Share | 3.61/sh | 3.55/sh | 3.59/sh | 3.70/sh | 3.88/sh |
At this rate, dividends alone return your capital in ~92.7 years.
Dividend / share & historical yield (USD).
Per-share dividends by quarter, full-year total, and yield on the year's average price · USD
| Year | Q1 | Q2 | Q3 | Q4 | Full year | Yield (avg) |
|---|---|---|---|---|---|---|
| 2026 | 0.97 | 1.02 | — | — | 1.99 | 0.6% |
| 2025 | — | — | — | — | 3.88 | 1.4% |
| 2024 | 0.86 | 0.91 | 0.91 | 0.91 | 3.70 | 1.4% |
| 2023 | 0.83 | 0.86 | 0.86 | 0.86 | 3.59 | 1.7% |
| 2022 | 0.80 | 0.83 | 0.83 | 0.83 | 3.55 | 1.7% |
Fair value = median of the applicable methods (DCF، Graham، Residual Income، Earnings Power).
Each method below is a different lens on the same company — no single method dominates the result.
DCF only is anchored on FY2025 — the latest year with positive cash flow that supports a value. The other methods (DDM, Graham, RIM, EPV) use current / normalized figures.
Tune these per company in the Hajras Odoo backend; values recompute automatically.
What if you'd invested in Chubb Ltd. regularly?
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AAOIFI-style financial screens on the latest annual figures.
Source: Maktab Al-Maqased (Sh. Al-Osaimi) — Annual Report FY2024
Measurable on 1 of 4 AAOIFI ratios; 3 not in this dataset.
Screening estimate, not a fatwa — we never pass a ratio without showing it. Verify with a qualified Shariah board.
Zakat due on a shareholding at today's price.
Long-term base uses cash & equivalents only (receivables and inventory are not in our data), so it understates zakat.
Zakat is due only after one full lunar year of ownership (hawl).
Estimate only, not a ZATCA filing — zakat on shares depends on intent (trading vs long-term). Consult a specialist.
Source check (FY2025): 5 confirmed · 1 single-source · 1 need review — across filings, Yahoo & Tadawul.