Bank of America Corp.
- Price
- 62.05 USD
- Fair value
- 26.55 USD
- Discount to fair value
- −134%
- Mkt cap
- 440.34B
- P/E
- 14.8×
- P/B
- 1.45×
- EV
- 570.67B
- Div yield
- 2.17%
- ROE
- 9.8%
- Net margin
- 26.3%
Current price62.05USD
Fair value (est., median)26.55USD
UndervaluedFair valueOvervalued
+133.7% above fair valueWould need to fall ~57.2% to reach fair value.
Median ofDCF 7.56DDM 20.8Graham 62.49Residual Income 26.55Earnings Power 30.15
Health Check
47.7
Overall / 100
Good (66+)Caution (40–65)Risk (<40)
Rewards
- Healthy balance sheet.
- Attractive, covered dividend (2.17%).
Risks
- Trades 133.7% above estimated fair value.
- Low fair-value confidence — methods disagree or data is thin.
Scores are computed automatically from the real financial statements (Value from fair value; the rest from growth, profitability, balance sheet and dividends). A decision aid, not investment advice.
Price, corporate actions & news
Demo series
D — DividendS — Split▲ good · ▼ bad newstap a marker for details
Growth & profitability
Revenue, net income and margin.
RevenueNet incomeNet margin %tap a bar for figures
Key figures
Covers 19 years · FY2007–FY2025
| Metric | FY'21 | FY'22 | FY'23 | FY'24 | FY'25 |
|---|---|---|---|---|---|
| Revenue | 89.11B | 94.95B | 102.77B | 105.86B | 113.10B |
| Net Income | 31.98B | 26.77B | 25.48B | 26.16B | 29.78B |
| Net Margin | 35.9% | 28.2% | 24.8% | 24.7% | 26.3% |
| Operating Cash Flow | -7.19B | -6.33B | 44.98B | -8.80B | 12.61B |
| OCF Margin | -8.1% | -6.7% | 43.8% | -8.3% | 11.2% |
| Capital Expenditure | — | — | — | — | — |
| Free Cash Flow | -7.19B | -6.33B | 44.98B | -8.80B | 12.61B |
| FCF Margin | -8.1% | -6.7% | 43.8% | -8.3% | 11.2% |
| FCF Conversion | -22.5% | -23.6% | 176.5% | -33.7% | 42.4% |
| EPS (Diluted) | 4.51/sh | 3.77/sh | 3.59/sh | 3.69/sh | 4.20/sh |
| Dividend / Share | — | 1.21/sh | 1.28/sh | 1.34/sh | 1.35/sh |
Dividend return (if you buy today)if you buy today
Dividend yield2.17%
Dividend / share1.35 USD
If you invest
USD
Shares (≈)161
Est. annual income216.95 USD
At this rate, dividends alone return your capital in ~46.0 years.
Dividend history
Dividend / share & historical yield (USD).
Dividend / share yield %tap a bar for figures
Quarterly dividends & yield
Per-share dividends by quarter, full-year total, and yield on the year's average price · USD
| Year | Q1 | Q2 | Q3 | Q4 | Full year | Yield (avg) |
|---|---|---|---|---|---|---|
| 2026 | 0.28 | 0.28 | — | — | 0.56 | 1.0% |
| 2025 | — | — | — | — | 1.35 | 2.8% |
| 2024 | — | — | — | — | 1.34 | 3.2% |
| 2023 | — | — | — | — | 1.28 | 4.2% |
| 2022 | — | — | — | — | 1.21 | 3.4% |
Corporate actions
DCash Dividend
0.28 USD /sh2026-06-05
DCash Dividend
0.28 USD /sh2026-03-06
DCash Dividend
0.28 USD /sh2025-12-05
DCash Dividend
0.28 USD /sh2025-09-05
DCash Dividend
0.26 USD /sh2025-06-06
DCash Dividend
0.26 USD /sh2025-03-07
DCash Dividend
0.26 USD /sh2024-12-06
DCash Dividend
0.26 USD /sh2024-09-06
DCash Dividend
0.24 USD /sh2024-06-07
DCash Dividend
0.24 USD /sh2024-02-29
Valuation breakdown
Fair value = median of the applicable methods (DCF، DDM، Graham، Residual Income، Earnings Power).
Each method below is a different lens on the same company — no single method dominates the result.
Discounted Cash Flow
Values the company from the future cash it's expected to generate. · Tap to adjust assumptions
7.56 USD
Dividend Discount Model
Values the share from the dividends it's expected to keep paying. · Tap to adjust assumptions
20.80 USD
Graham Number
A conservative benchmark built from earnings and book value. · Tap to adjust assumptions
62.49 USD
Residual Income (justified P/B)
Values the profit the company earns above the cost of its equity. · Tap to adjust assumptions
26.55 USD
Earnings Power Value
Values today's earning power as-is, assuming no growth. · Tap to adjust assumptions
30.15 USD
DCF only is anchored on FY2025 — the latest year with positive cash flow that supports a value. The other methods (DDM, Graham, RIM, EPV) use current / normalized figures.
Fair Value (median)26.55 USD
▸ Show assumptions▾ Assumptions
- Effective discount rate
- 9.67%
- CAPM cost of equity
- 13.47%
- Risk-free rate
- 4.50%
- Equity risk premium
- 7.50%
- DCF growth (stage 1)
- 8.00%
- DCF terminal growth
- 3.00%
- DCF forecast years
- 10
- DDM dividend growth
- 3.00%
Tune these per company in the Hajras Odoo backend; values recompute automatically.
Wealth simulator
What if you'd invested in Bank of America Corp. regularly?
Starting year
- Invested
- 1K/yr · 43K total(1984 → today · 43 yrs)
- your value today is
- 244.6K USD
- Total return
- +469.0%(+123.5% Dividends · +345.5% Capital gain)
- Annualised (IRR)
- +8.6%
Invested43KUSD
Dividends53.1KUSD
Capital gain148.6KUSD
InvestedCapital gainDividendstap a bar for figures
Community Notes0
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