American International Group
- Price
- 79.06 USD
- Fair value
- 89.82 USD
- Discount to fair value
- +12%
- Mkt cap
- 41.92B
- P/E
- 13.5×
- P/B
- 1.02×
- EV
- 49.80B
- Div yield
- 2.33%
- ROE
- 7.5%
- Net margin
- 11.6%
Current price79.06USD
Fair value (est., median)89.82USD
UndervaluedFair valueOvervalued
-12.0% below fair valueWould need to rise ~13.6% to reach fair value.
Median ofDCF 126.79Graham 105.35Residual Income 72.5Earnings Power 74.29
Health Check
50.5
Overall / 100
Good (66+)Caution (40–65)Risk (<40)
Rewards
- Trades 12% below estimated fair value.
- Attractive, covered dividend (2.33%).
Risks
- Low fair-value confidence — methods disagree or data is thin.
Scores are computed automatically from the real financial statements (Value from fair value; the rest from growth, profitability, balance sheet and dividends). A decision aid, not investment advice.
Price, corporate actions & news
Demo series
D — DividendS — Split▲ good · ▼ bad newstap a marker for details
Growth & profitability
Revenue, net income and margin.
RevenueNet incomeNet margin %tap a bar for figures
Key figures
Covers 19 years · FY2007–FY2025
| Metric | FY'21 | FY'22 | FY'23 | FY'24 | FY'25 |
|---|---|---|---|---|---|
| Revenue | 52.16B | 29.99B | 27.94B | 27.26B | 26.77B |
| Net Income | 10.37B | 10.21B | 3.63B | -1.42B | 3.10B |
| Net Margin | 19.9% | 34.1% | 13.0% | -5.2% | 11.6% |
| Operating Cash Flow | 6.22B | 4.13B | 6.24B | 3.27B | 3.31B |
| OCF Margin | 11.9% | 13.8% | 22.3% | 12.0% | 12.4% |
| Capital Expenditure | 343.00M | 210.00M | 240.00M | — | — |
| Free Cash Flow | 5.88B | 3.92B | 6.00B | 3.27B | 3.31B |
| FCF Margin | 11.3% | 13.1% | 21.5% | 12.0% | 12.4% |
| FCF Conversion | 56.7% | 38.4% | 165.4% | 231.3% | 107.0% |
| EPS (Diluted) | 19.55/sh | 19.26/sh | 6.84/sh | -2.67/sh | 5.84/sh |
| Dividend / Share | 2.04/sh | 1.88/sh | 1.91/sh | 1.91/sh | 1.84/sh |
Dividend return (if you buy today)if you buy today
Dividend yield2.33%
Dividend / share1.84 USD
If you invest
USD
Shares (≈)126
Est. annual income231.94 USD
At this rate, dividends alone return your capital in ~42.9 years.
Dividend history
Dividend / share & historical yield (USD).
Dividend / share yield %tap a bar for figures
Quarterly dividends & yield
Per-share dividends by quarter, full-year total, and yield on the year's average price · USD
| Year | Q1 | Q2 | Q3 | Q4 | Full year | Yield (avg) |
|---|---|---|---|---|---|---|
| 2026 | 0.45 | 0.50 | — | — | 0.95 | 1.2% |
| 2025 | 0.40 | 0.45 | 0.45 | 0.45 | 1.84 | 2.2% |
| 2024 | — | — | — | — | 1.91 | 2.6% |
| 2023 | — | — | — | — | 1.91 | 3.2% |
| 2022 | — | — | — | — | 1.88 | 3.3% |
Corporate actions
DCash Dividend
0.50 USD /sh2026-06-15
DCash Dividend
0.45 USD /sh2026-03-16
DCash Dividend
0.45 USD /sh2025-12-16
DCash Dividend
0.45 USD /sh2025-09-16
DCash Dividend
0.45 USD /sh2025-06-13
DCash Dividend
0.40 USD /sh2025-03-17
DCash Dividend
0.40 USD /sh2024-12-16
DCash Dividend
0.40 USD /sh2024-09-16
DCash Dividend
0.40 USD /sh2024-06-14
DCash Dividend
0.36 USD /sh2024-03-13
Valuation breakdown
Fair value = median of the applicable methods (DCF، Graham، Residual Income، Earnings Power).
Each method below is a different lens on the same company — no single method dominates the result.
Discounted Cash Flow
Values the company from the future cash it's expected to generate. · Tap to adjust assumptions
126.79 USD
Dividend Discount Model
Values the share from the dividends it's expected to keep paying. · Tap to adjust assumptions
38.41 USD
Graham Number
A conservative benchmark built from earnings and book value. · Tap to adjust assumptions
105.35 USD
Residual Income (justified P/B)
Values the profit the company earns above the cost of its equity. · Tap to adjust assumptions
72.50 USD
Earnings Power Value
Values today's earning power as-is, assuming no growth. · Tap to adjust assumptions
74.29 USD
DCF only is anchored on FY2025 — the latest year with positive cash flow that supports a value. The other methods (DDM, Graham, RIM, EPV) use current / normalized figures.
Fair Value (median)89.82 USD
▸ Show assumptions▾ Assumptions
- Effective discount rate
- 7.94%
- CAPM cost of equity
- 8.56%
- Risk-free rate
- 4.50%
- Equity risk premium
- 7.50%
- DCF growth (stage 1)
- 8.00%
- DCF terminal growth
- 3.00%
- DCF forecast years
- 10
- DDM dividend growth
- 3.00%
Tune these per company in the Hajras Odoo backend; values recompute automatically.
Wealth simulator
What if you'd invested in American International Group regularly?
Starting year
- Invested
- 1K/yr · 42K total(1985 → today · 42 yrs)
- your value today is
- 182.1K USD
- Total return
- +333.5%(+337.7% Dividends · -4.2% Capital gain)
- Annualised (IRR)
- +16.1%
Invested42KUSD
Dividends141.8KUSD
Capital gain-1.8KUSD
InvestedCapital gainDividendstap a bar for figures
Community Notes0
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