-0.3% below fair valueTrading close to fair value.
Scores are computed automatically from the real financial statements (Value from fair value; the rest from growth, profitability, balance sheet and dividends). A decision aid, not investment advice.
Revenue, net income and margin.
| Metric | FY'22 | FY'23 | FY'24 | FY'25 |
|---|---|---|---|---|
| Revenue | 694.82M | 820.10M | 704.16M | 741.99M |
| Net Income | -61.65M | 71.10M | 49.32M | 22.18M |
| Net Margin | -8.9% | 8.7% | 7.0% | 3.0% |
| Operating Cash Flow | 18.14M | 18.71M | 184.31M | 16.65M |
| OCF Margin | 2.6% | 2.3% | 26.2% | 2.2% |
| Capital Expenditure | -24.94M | -31.28M | -12.82M | -13.66M |
| Free Cash Flow | -6.79M | -12.57M | 171.50M | 2.99M |
| FCF Margin | -1.0% | -1.5% | 24.4% | 0.4% |
| FCF Conversion | -11.0% | -17.7% | 347.7% | 13.5% |
| EPS (Diluted) | -2.05/sh | 2.37/sh | 1.64/sh | 0.74/sh |
| Dividend / Share | 0.00/sh | 0.00/sh | 0.00/sh | 0.00/sh |
This company doesn’t currently pay a dividend, so there’s no income return to project. The fair-value gauge above covers the price side.
Dividend / share & historical yield (SAR).
No dividend history — this company doesn’t currently pay a dividend.
Fair value = median of the applicable methods (Graham، Earnings Power).
Tune these per company in the Hajras Odoo backend; values recompute automatically.
What if you'd invested in Saudi Arabian Cooperative Insurance Company regularly?
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AAOIFI-style financial screens on the latest annual figures.
Measurable on 1 of 4 AAOIFI ratios; 3 not in this dataset.
Screening estimate, not a fatwa — we never pass a ratio without showing it. Verify with a qualified Shariah board.
Zakat due on a shareholding at today's price.
Long-term base uses cash & equivalents only (receivables and inventory are not in our data), so it understates zakat.
Zakat is due only after one full lunar year of ownership (hawl).
Estimate only, not a ZATCA filing — zakat on shares depends on intent (trading vs long-term). Consult a specialist.