Salama Cooperative Insuranceسلامة
- Price
- 7.86 SAR
- Mkt cap
- 235.80M
- P/B
- 0.87×
- EV
- -31.36M
- ROE
- -33.9%
- Net margin
- -17.7%
Current price7.86SAR
Not enough data to compute a fair value yet. Add the latest annual financials in the Hajras backend.
Health Check
49.2
Overall / 100
Good (66+)Caution (40–65)Risk (<40)
Rewards
- Healthy balance sheet.
Risks
- Currently loss-making.
- Low fair-value confidence — methods disagree or data is thin.
Scores are computed automatically from the real financial statements (Value from fair value; the rest from growth, profitability, balance sheet and dividends). A decision aid, not investment advice.
Price, corporate actions & news
Demo series
D — DividendS — Split▲ good · ▼ bad newstap a marker for detailsDemo series
Growth & profitability
Revenue, net income and margin.
RevenueNet incomeNet margin %tap a bar for figures
Key figures
Covers 4 years · FY2022–FY2025
| Metric | FY'22 | FY'23 | FY'24 | FY'25 | TTM'26 |
|---|---|---|---|---|---|
| Revenue | 567.63M | 750.14M | 605.38M | 516.19M | — |
| Net Income | -38.87M | 51.30M | 30.12M | -91.56M | -59.47M |
| Net Margin | -6.8% | 6.8% | 5.0% | -17.7% | — |
| Operating Cash Flow | 69.46M | 53.76M | -153.28M | -1.63M | — |
| OCF Margin | 12.2% | 7.2% | -25.3% | -0.3% | — |
| Capital Expenditure | 4.58M | 2.46M | 4.49M | 3.71M | — |
| Free Cash Flow | 64.88M | 51.30M | -157.77M | -5.34M | — |
| FCF Margin | 11.4% | 6.8% | -26.1% | -1.0% | — |
| FCF Conversion | 166.9% | 100.0% | -523.8% | -5.8% | — |
| EPS (Diluted) | -1.30/sh | 1.71/sh | 1.00/sh | -3.05/sh | -1.98/sh |
| Dividend / Share | — | — | — | — | — |
Dividend return (if you buy today)
This company doesn’t currently pay a dividend, so there’s no income return to project. The fair-value gauge above covers the price side.
Dividend history
Dividend / share & historical yield (SAR).
No dividend history — this company doesn’t currently pay a dividend.
Valuation breakdown
Fair value = median of the applicable methods.
Each method below is a different lens on the same company — no single method dominates the result.
Discounted Cash Flow
Excluded — non-positive free cash flow
N/A
Dividend Discount Model
Excluded — company pays no dividend
N/A
Graham Number
Excluded — EPS ≤ 0
N/A
Residual Income (justified P/B)
Excluded — needs positive book value
N/A
Earnings Power Value
Excluded — non-positive normalized earnings
N/A
DCF only is anchored on FY2025 — the latest year with positive cash flow that supports a value. The other methods (DDM, Graham, RIM, EPV) use current / normalized figures.
Fair Value (median)—
▸ Show assumptions▾ Assumptions
- Effective discount rate
- 10.17%
- CAPM cost of equity
- 10.50%
- Risk-free rate
- 4.50%
- Equity risk premium
- 6.00%
- DCF growth (stage 1)
- 8.00%
- DCF terminal growth
- 3.00%
- DCF forecast years
- 5
- DDM dividend growth
- 3.00%
Tune these per company in the Hajras Odoo backend; values recompute automatically.
Wealth simulator
What if you'd invested in Salama Cooperative Insurance regularly?
Starting year
Not enough history to simulate.
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