+32.5% above fair valueWould need to fall ~24.5% to reach fair value.
Scores are computed automatically from the real financial statements (Value from fair value; the rest from growth, profitability, balance sheet and dividends). A decision aid, not investment advice.
Revenue, net income and margin.
| Metric | FY'22 | FY'23 | FY'24 | FY'25 |
|---|---|---|---|---|
| Revenue | 938.38M | 913.17M | 1.02B | 1.47B |
| Net Income | -41.38M | 38.19M | 28.59M | 22.71M |
| Net Margin | -4.4% | 4.2% | 2.8% | 1.5% |
| Operating Cash Flow | -128.62M | -108.91M | 250.60M | -90.02M |
| OCF Margin | -13.7% | -11.9% | 24.6% | -6.1% |
| Capital Expenditure | -653.0K | -2.25M | -764.0K | -561.0K |
| Free Cash Flow | -129.27M | -111.16M | 249.83M | -90.58M |
| FCF Margin | -13.8% | -12.2% | 24.5% | -6.2% |
| FCF Conversion | -312.4% | -291.1% | 873.7% | -398.9% |
| EPS (Diluted) | -0.83/sh | 0.76/sh | 0.54/sh | 0.43/sh |
| Dividend / Share | 0.00/sh | 0.00/sh | 0.00/sh | 0.00/sh |
This company doesn’t currently pay a dividend, so there’s no income return to project. The fair-value gauge above covers the price side.
Dividend / share & historical yield (SAR).
No dividend history — this company doesn’t currently pay a dividend.
Fair value = median of the applicable methods (Graham).
Tune these per company in the Hajras Odoo backend; values recompute automatically.
What if you'd invested in Malath Cooperative Insurance Company regularly?
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AAOIFI-style financial screens on the latest annual figures.
Measurable on 1 of 4 AAOIFI ratios; 3 not in this dataset.
Screening estimate, not a fatwa — we never pass a ratio without showing it. Verify with a qualified Shariah board.
Zakat due on a shareholding at today's price.
Long-term base uses cash & equivalents only (receivables and inventory are not in our data), so it understates zakat.
Zakat is due only after one full lunar year of ownership (hawl).
Estimate only, not a ZATCA filing — zakat on shares depends on intent (trading vs long-term). Consult a specialist.