+49.9% above fair valueWould need to fall ~33.3% to reach fair value.
Scores are computed automatically from the real financial statements (Value from fair value; the rest from growth, profitability, balance sheet and dividends). A decision aid, not investment advice.
Revenue, net income and margin.
| Metric | FY'22 | FY'23 | FY'24 | FY'25 |
|---|---|---|---|---|
| Revenue | 342.00M | 426.44M | 582.79M | 712.23M |
| Net Income | 51.07M | 61.97M | 75.30M | 81.26M |
| Net Margin | 14.9% | 14.5% | 12.9% | 11.4% |
| Operating Cash Flow | 76.30M | 55.20M | 125.50M | 75.92M |
| OCF Margin | 22.3% | 12.9% | 21.5% | 10.7% |
| Capital Expenditure | -149.66M | -179.29M | -83.50M | -94.27M |
| Free Cash Flow | -73.36M | -124.09M | 42.00M | -18.34M |
| FCF Margin | -21.5% | -29.1% | 7.2% | -2.6% |
| FCF Conversion | -143.7% | -200.2% | 55.8% | -22.6% |
| EPS (Diluted) | 1.70/sh | 2.07/sh | 2.51/sh | 2.71/sh |
| Dividend / Share | 0.50/sh | 0.50/sh | 1.25/sh | 1.20/sh |
At this rate, dividends alone return your capital in ~40.6 years.
Dividend / share & historical yield (SAR).
Per-share dividends by quarter, full-year total, and yield on the year's average price · SAR
| Year | Q1 | Q2 | Q3 | Q4 | Full year | Yield (avg) |
|---|---|---|---|---|---|---|
| 2026 | 0.35 | — | — | — | 0.35 | 0.8% |
| 2025 | — | 0.50 | — | 0.70 | 1.20 | 2.6% |
| 2024 | 0.25 | 0.50 | — | 0.50 | 1.25 | 2.1% |
| 2023 | 0.50 | — | — | — | 0.50 | 1.0% |
| 2022 | — | — | 0.50 | — | 0.50 | 1.0% |
Fair value = median of the applicable methods (DCF، Graham، Residual Income، Earnings Power).
Tune these per company in the Hajras Odoo backend; values recompute automatically.
What if you'd invested in Al-Jouf Agricultural Development Co. regularly?
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AAOIFI-style financial screens on the latest annual figures.
Source: Maktab Al-Maqased (Sh. Al-Osaimi) — Annual Report FY2024
Measurable on 1 of 4 AAOIFI ratios; 3 not in this dataset.
Screening estimate, not a fatwa — we never pass a ratio without showing it. Verify with a qualified Shariah board.
Zakat due on a shareholding at today's price.
Long-term base uses cash & equivalents only (receivables and inventory are not in our data), so it understates zakat.
Zakat is due only after one full lunar year of ownership (hawl).
Estimate only, not a ZATCA filing — zakat on shares depends on intent (trading vs long-term). Consult a specialist.