+132.3% above fair valueWould need to fall ~57.0% to reach fair value.
Scores are computed automatically from the real financial statements (Value from fair value; the rest from growth, profitability, balance sheet and dividends). A decision aid, not investment advice.
Revenue, net income and margin.
| Metric | FY'22 | FY'23 | FY'24 | FY'25 |
|---|---|---|---|---|
| Revenue | 1.11B | 1.37B | 2.06B | 2.44B |
| Net Income | 245.74M | 202.35M | 266.13M | 293.31M |
| Net Margin | 22.2% | 14.8% | 12.9% | 12.0% |
| Operating Cash Flow | 459.9K | -148.31M | -143.94M | 442.11M |
| OCF Margin | 0.0% | -10.8% | -7.0% | 18.1% |
| Capital Expenditure | -43.92M | -47.39M | -42.69M | -72.09M |
| Free Cash Flow | -43.47M | -195.70M | -186.63M | 370.02M |
| FCF Margin | -3.9% | -14.3% | -9.0% | 15.2% |
| FCF Conversion | -17.7% | -96.7% | -70.1% | 126.2% |
| EPS (Diluted) | 0.49/sh | 0.40/sh | 0.53/sh | 0.59/sh |
| Dividend / Share | 0.16/sh | 2.56/sh | 0.32/sh | 0.22/sh |
At this rate, dividends alone return your capital in ~54.3 years.
Dividend / share & historical yield (SAR).
Per-share dividends by quarter, full-year total, and yield on the year's average price · SAR
| Year | Q1 | Q2 | Q3 | Q4 | Full year | Yield (avg) |
|---|---|---|---|---|---|---|
| 2026 | — | — | — | — | — | — |
| 2025 | — | 0.11 | 0.11 | — | 0.22 | 1.5% |
| 2024 | — | 0.16 | 0.16 | — | 0.32 | 2.7% |
| 2023 | — | 2.40 | — | 0.16 | 2.56 | 28.3% |
| 2022 | — | — | — | 0.16 | 0.16 | 1.6% |
Fair value = median of the applicable methods (DCF، Graham، Residual Income، Earnings Power).
Exceptional item: a non-recurring item (a one-off gain or special dividend) was normalized out, so the fair value reflects sustainable performance — not a transient spike.
Tune these per company in the Hajras Odoo backend; values recompute automatically.
What if you'd invested in Retal Urban Development Company regularly?
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AAOIFI-style financial screens on the latest annual figures.
Source: Maktab Al-Maqased (Sh. Al-Osaimi) — Annual Report FY2024
Measurable on 1 of 4 AAOIFI ratios; 3 not in this dataset.
Screening estimate, not a fatwa — we never pass a ratio without showing it. Verify with a qualified Shariah board.
Zakat due on a shareholding at today's price.
Long-term base uses cash & equivalents only (receivables and inventory are not in our data), so it understates zakat.
Zakat is due only after one full lunar year of ownership (hawl).
Estimate only, not a ZATCA filing — zakat on shares depends on intent (trading vs long-term). Consult a specialist.